We go beyond traditional processing by delivering agile technologies to help you process policies and claims faster; while giving your consumers a great user experience along the way.


Horizon’s ALL*Points Policy Administration System helps you manage your policy administration life cycle from beginning to end.

The result?

faster time to market

Improved channel management

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Exceed Customer Expectations

Larger books of business

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Improve Bottom Line Results


ALL*Points consolidates your policy systems into one state-of-the-art platform for personal and commercial P&C lines. Our next-generation system is comprised of components that enable you to improve service to your agents and insured's while drastically reducing costs.  Its flexibility allows you to implement individual components, or completely replace your current Policy Administration System.

Extends Quoting/Inquiry/Data Entry to Agents

If your current system is not browser compatible and doesn’t support multiple distribution of functionality to agents, you need ALL*Points. ALL*Points is designed to give unlimited access and flexibility to timelier and more cost-effective operating environments.

Automates Underwriting Rules

Enabling immediate and consistent underwriting guidelines is a must for increased productivity. The URE (Underwriting Rules Engine) component of ALL*Points translates your underwriting guidelines, and incorporates their application in the data entry process.

Interfaces with Agent Management Systems

Downloading data is common in the insurance industry. ALL*Points take the mystique out of uploading transaction activity by providing the same type of link to agent management systems. Be the first carrier in your market to easily respond to the feature that agents say is a must.

Integrates with Digital Imaging/Workflow

ALL*Points smoothly interfaces with any imaging system to provide an even greater payback on your investment. Removing paper in the workflow is the first step - adding a high degree of automation to each workstation will dramatically improve productivity.

Is Tailored to Your Company's Products

Part of the implementation process is tailoring the system to your insurance products and programs. The ALL*Points System is designed to make this process as simple as possible - which means it is equally maintainable as your company adjusts to market demands.